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Ralph Sklar and Thomas Kanaley are Financial Advisers with Eagle Strategies LLC, a Registered Investment Adviser. Collectively, these agents are licensed in CA, IL, MA, NV, NY, SC, and UT. As such, these services are strictly intended for individuals residing in the specific states referenced.

Ralph Sklar, Thomas Kanaley, and David Scharff are Registered Representatives of, and offer securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a Licensed Insurance Agency, and licensed in CA & NY. No offers may be made or accepted from any resident outside of the specific states referenced.

Ralph Sklar, CA Insurance License #0B49193; David Scharff, CA Insurance License #0689910; and Thomas J. Kanaley, CA Insurance License #0D07336, are agents licensed to sell insurance through New York Life Insurance Company and are licensed with various other independent unaffiliated insurance companies in the state of California. They are collectively licensed in CA, IL, MA, NV, NY, SC, and UT. No insurance business may be conducted outside the specific states referenced.

Silver Transitions Financial & Insurance Solutions, CA License #0G05781.

Thomas J. Kanaley is a Member Agent of The Nautilus Group ®, a service of New York Life Insurance Company.

Silver Transitions Financial and Insurance Solutions is not owned or operated by New York Life Insurance Company or its affiliates.